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BUS 323 Week 3 Discussion 2

Discuss the advantages and disadvantages of traditional indemnity plans versus managed care plans. Respond to at least two of your classmates’ postings.

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Traditional indemnity plans are also referred to as “fee-for-service” plans. It is the traditional type of insurance offered to consumers before the prevalence of Preferred Provider Organizations (PPO) and Health Maintenance Organizations (HMO) (Hunt, 2020). The different indemnity plan types include hospital and surgery insurance coverage, medical insurance coverage, and comprehensive coverage. With indemnity plans, it gives policyholders the freedom to choose their doctors or specialists, with no referral required. The flexibility and freedom to direct your health care are among the main advantages of indemnity plans. An indemnity plan may be the best option for people looking for the greatest level of freedom possible in selecting doctors and health care facilities to visit. It is also for people who do not want to designate a

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