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BUS 323 Week 4 Discussion 1

The Section I property coverages provide different types of coverage to an insured individual. For each of the following coverages, briefly describe the type of coverage provided and give an example of a loss that would be covered. Respond to at least two of your classmates’ postings.

Coverage A—Dwelling

Coverage B—Other Structures

Coverage C—Personal Property

Coverage D—Loss of Use

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Coverage A – Dwelling

Dwelling coverage is part of the homeowner’s insurance policy covering the cost of rebuilding and repairing a home if it is damaged or destroyed from an insured peril such as fire, windstorms, hail, lightning, theft, and other covered hazards. However, standard homeowners insurance does not cover damage from floods or earthquakes, and a separate policy or additional coverage will be needed to cover these additional perils. Coverage A covers the dwelling on the residence premises and any structure attached to it (Rejda & McNamara, 2020). If any structure

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