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FINC 331 WEEK 3 DISCUSSION POST

Read the two articles in the links below about affinity credit cards and schools. After reading this, do you think universities should enter into agreements to offer affinity credit cards to students? Why or why not? Discuss the ethics of these offerings.

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I remember getting my first credit card from JCPenney with a limit of 5 grand. At the time, I worked at a JCPenney so I figured it would be a great way to build credit. As usual, the interest rate was up the roof and I was a 19-year-old who did not know any better. I decided to get 2more credit cards and booked a trip to Europe and swiped away! As all of you may have guessed, I was in a debt for a while. With that said, I am still not against credit cards at all. However, I do believe it takes a well disciplined and responsible individual to manage a credit card. After reading the articles, I am on the fence about whether schools should enter into agreements to offer affinity credit cards to students or not.

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